Word: 败家 (bàijiā)

创业百年,败家一天

chuàngyè bǎinián,bàijiā yì tiān

building a business takes a hundred years, ruining a family takes one day

成家犹如针挑土，败家好似水推沙

chéngjiā yóurú zhēn tiāo tǔ, bàijiā hǎosì shuǐ tuī Shā

Building a family fortune is like lifting soil with a needle; ruining it is like water washing away sand

败家容易兴家难

bàijiā róngyì xīng jiā nán

ruining a household is easy; building one up is hard