Money and finance: HSK 6 金融理财：HSK 六级

你取款时别忘了拿卡！

Nǐ qǔkuǎn shí bié wàngle ná kǎ!

Don't forget to take your card when you withdraw money!

我下班后要去银行取款。

Wǒ xiàbān hòu yào qù yínháng qǔkuǎn.

I'm going to the bank to withdraw money after work.

我每个月都要还利息。

Wǒ měige yuè dōu yào hái lìxī.

I have to pay the interest every month.

活期存款的利息很低。

Huóqīcúnkuǎn de lìxī hěn dī.

The interest on demand deposits is very low.

我不需要贷款了。

Wǒ bù xūyào dàikuǎn le.

I do not need a loan anymore.

你可以从银行贷款。

Nǐ kěyǐ cóng yínháng dàikuǎn.

You can get a loan from a bank.

你每个月储蓄多少钱？

Nǐ měige yuè chǔxù duōshǎo qián?

How much money do you save each month?

年轻人也应该学会储蓄。

Niánqīngrén yě yīnggāi xuéhuì chǔxù.

Young people should also learn to save money.

你有没有想过开始理财？

Nǐ yǒuméiyǒu xiǎngguo kāishǐ lǐcái?

Have you ever thought about starting to manage your money?

我爸爸最近在学习理财。

Wǒ bàba zuìjìn zài xuéxí lǐcái.

My dad has been learning how to manage money lately.

你投资多少？

Nǐ tóuzī duōshǎo?

How much do you have invested?

让我们投资台湾。

Ràng wǒmen tóuzī Táiwān.

Let's invest in Taiwan.

他玩股票赔了。

Tā wán gǔpiào péile.

He lost a fortune in the stock market.

他把钱投资于股票。

Tā bǎ qián tóuzī yú gǔpiào.

He invested his money in stocks.

这笔基金是用来修学校的。

Zhè bǐ jījīn shì yònglái xiū xuéxiào de.

This fund is used to build a school.

你知道怎么申请这个基金吗？

Nǐ zhīdào zěnme shēnqǐng zhège jījīn ma?

Do you know how to apply for this fund?

他一个月支出两千块。

Tā yí gè yuè zhīchū liǎng qiān kuài.

He spends two thousand yuan a month.

你应该记下家里每一笔支出。

Nǐ yīnggāi jìxià jiālǐ měi yì bǐ zhīchū.

You should write down every expense in your household.

这是我的财产。

Zhè shì wǒ de cáichǎn.

This is my property.

他继承了他父亲的财产。

Tā jìchéngle tā fùqīn de cáichǎn.

He succeeded to his father's property.

他在一家金融公司工作。

Tā zài yìjiā jīnróng gōngsī gōngzuò.

He works at a financial company.

我哥哥大学学的是金融。

Wǒ gēge dàxué xué de shì jīnróng.

My older brother studied finance at university.

他每个月给家里汇款。

Tā měige yuè gěi jiālǐ huìkuǎn.

He remits money to his family every month.

我今天要去银行汇款。

Wǒ jīntiān yào qù yínháng huìkuǎn.

I'm going to the bank today to send money.

我认为你要看账单。

Wǒ rènwéi nǐ yào kàn zhàngdān.

I guess you want to see the bill.

账单上的数目好像不对。

Zhàngdān shàng de shùmù hǎoxiàng bú duì.

The amount on the bill doesn't seem right.

银行正在调整货币政策。

Yínháng zhèngzài tiáozhěng huòbì zhèngcè.

The bank is adjusting its monetary policy.

政府想用货币手段控制物价。

Zhèngfǔ xiǎng yòng huòbì shǒuduàn kòngzhì wùjià.

The government wants to use monetary measures to control prices.

最近股市很不稳定。

Zuìjìn gǔshì hěn bù wěndìng.

The stock market has been very unstable lately.

股市的动态每天都在变化。

Gǔshì de dòngtài měitiān dōu zài biànhuà.

Stock market trends change every day.

他炒股赚很多钱。

Tā chǎogǔ zhuàn hěn duō qián.

He's raking it in on the stock market.

邻居炒股赔了不少钱。

Línjū chǎogǔ péile bùshǎo qián.

My neighbor lost quite a lot of money speculating in stocks.

他每个月的收益不太稳定。

Tā měige yuè de shōuyì bú tài wěndìng.

His monthly earnings are not very stable.

他买的这只基金，收益怎么样？

Tā mǎi de zhè zhī jījīn, shōuyì zěnmeyàng?

How is the profit on the fund he bought?

努力学习一定会有回报。

Nǔlì xuéxí yídìng huì yǒu huíbào.

Studying hard will surely pay off.

作为回报，我给了她一个娃娃。

Zuòwéi huíbào, wǒ gěi le tā yí gè wáwa.

I gave her a doll in return.

这家公司今年的亏损很大。

Zhè jiā gōngsī jīnnián de kuīsǔn hěn dà.

This company's deficit this year is very large.

店里一直亏损，老板很发愁。

Diàn lǐ yìzhí kuīsǔn, lǎobǎn hěn fāchóu.

The shop keeps losing money, and the owner is very worried.

他把所有资产都放在银行里了吗？

Tā bǎ suǒyǒu zīchǎn dōu fàng zài yínháng lǐ le ma?

Did he put all his assets in the bank?

他父亲去世后，留下了很多资产。

Tā fùqīn qùshì hòu, liúxiàle hěn duō zīchǎn.

After his father died, he left behind a lot of property.

我想分期买这台电脑。

Wǒ xiǎng fēnqī mǎi zhè tái diànnǎo.

I'd like to buy this computer in installments.

这条路会分期修好，先修东边。

Zhè tiáo lù huì fēnqī xiūhǎo, xiān xiū dōngbian.

This road will be repaired in stages, starting with the east side.

付完房租，卡里的余额不多了。

Fù wán fángzū, kǎ lǐ de yú'é bù duō le.

After paying the rent, there's not much balance left on the card.

请你帮我查一下银行卡的余额。

Qǐng nǐ bāng wǒ chá yíxià yínhángkǎ de yú'é.

Please help me check the balance on my bank card.

公司破产了。

Gōngsī pòchǎnle.

The company went bankrupt.

我们快破产了。

Wǒmen kuài pòchǎnle.

We're almost broke.

我姐姐在公司做财务工作。

Wǒ jiějie zài gōngsī zuò cáiwù gōngzuò.

My older sister does finance work at a company.

这家公司的财务状况很好。

Zhè jiā gōngsī de cáiwù zhuàngkuàng hěn hǎo.

This company's financial situation is very good.

我们需要资本。

Wǒmen xūyào zīběn.

We need capital.

健康是我唯一的资本。

Jiànkāng shì wǒ wéiyī de zīběn.

My health is my only capital.

健康胜于财富。

Jiànkāng shèng yú cáifù.

Health is above wealth.

财富是相对的。

Cáifù shì xiāngduì de.

Wealth is relative.

你懂会计吗？

Nǐ dǒng kuàijì ma?

Do you know accounting?

他大学学的是会计。

Tā dàxué xué de shì kuàijì.

He studied accountancy in college.

这笔钱的金额太大了。

Zhè bǐ qián de jīn'é tài dàle.

The amount of this sum is too large.

他每个月存的金额并不多。

Tā měige yuè cún de jīn'é bìng bù duō.

The amount he saves each month isn't much.

请保管好自己的财物。

Qǐng bǎoguǎn hǎo zìjǐ de cáiwù.

Please keep your belongings safe.

火灾后，财物损失很大。

Huǒzāi hòu, cáiwù sǔnshī hěn dà.

After the fire, the property losses were heavy.

人比金钱重要。

Rén bǐ jīnqián zhòngyào.

A person is worth more than money.

时间就是金钱。

Shíjiān jiùshì jīnqián.

Time is money.

金子比水重得多。

Jīnzi bǐ shuǐ zhòng de duō.

Gold is far heavier than water.

发光的未必都是金子。

Fāguāng de wèibì dōu shì jīnzi.

All that glitters is not gold.

办退税时，别忘了带护照和发票。

Bàn tuìshuì shí, bié wàngle dài hùzhào hé fāpiào.

When you claim a tax refund, don't forget your passport and receipt.

游客买东西以后可以申请退税吗？

Yóukè mǎi dōngxi yǐhòu kěyǐ shēnqǐng tuìshuì ma?

Can tourists apply for a tax refund after shopping?

妈妈把钱存了定期存款。

Māma bǎ qián cúnle dìngqīcúnkuǎn.

My mom put the money into a time deposit.

这笔定期存款明年到期。

Zhè bǐ dìngqīcúnkuǎn míngnián dàoqī.

This time deposit matures next year.

我的工资先存进活期存款。

Wǒ de gōngzī xiān cún jìn huóqīcúnkuǎn.

My salary goes into my demand deposit account first.

附近有没有自动取款机？

Fùjìn yǒuméiyǒu zìdòngqǔkuǎnjī?

Is there an ATM nearby?

超市门口有一台自动取款机。

Chāoshì ménkǒu yǒu yì tái zìdòngqǔkuǎnjī.

There is an ATM at the entrance of the supermarket.