Money and finance: HSK 7-9, part 2 金融理财：HSK 七至九级（2）

他在银行里有大量钱财。

Tā zài yínháng lǐ yǒu dàliàng qiáncái.

He has plenty of money in the bank.

钱财再多，也买不回健康。

Qiáncái zài duō, yě mǎi bù huí jiànkāng.

No matter how much wealth you have, it can't buy back your health.

印刷品放大后能看到网点。

Yìnshuāpǐn fàngdà hòu néng kàndào wǎngdiǎn.

You can see the halftone dots when a printed picture is enlarged.

有一个网点坏了，网络很慢。

Yǒu yí gè wǎngdiǎn huàile, wǎngluò hěn màn.

One network node is down, so the network is very slow.

他拿着一根杠杆，想把箱子撬开。

Tā názhe yìgēn gànggǎn, xiǎng bǎ xiāngzi qiàokāi.

He held a crowbar, trying to pry the box open.

炒股时杠杆太高，亏起来也很快。

Chǎogǔ shí gànggǎn tài gāo, kuī qǐlai yě hěn kuài.

If your leverage is too high when trading stocks, you can lose money quickly.

他梦想有一天成为富豪。

Tā mèngxiǎng yǒu yì tiān chéngwéi fùháo.

He dreams of becoming a rich man one day.

富豪的孩子也要上学吗？

Fùháo de háizi yě yào shàngxué ma?

Do the children of the super-rich have to go to school too?

学生们在街上筹集买书的钱。

Xuéshengmen zài jiēshang chóují mǎi shū de qián.

The students are raising money on the street to buy books.

大家想办法筹集钱给病人做手术。

Dàjiā xiǎng bànfǎ chóují qián gěi bìngrén zuò shǒushù.

Everyone is trying to raise money for the patient's surgery.

他一直在筹措创业资金。

Tā yìzhí zài chóucuò chuàngyè zījīn.

He has been raising funds to start a business.

这笔医药费该怎么筹措？

Zhè bǐ yīyào fèi gāi zěnme chóucuò?

How should we raise the money for these medical bills?

他长期拖欠银行的贷款。

Tā chángqī tuōqiàn yínháng de dàikuǎn.

He has long defaulted on his bank loan.

他拖欠房租已经两个月了。

Tā tuōqiàn fángzū yǐjīng liǎng gè yuè le.

He has been behind on the rent for two months now.

债券到期后能拿回本钱。

Zhàiquàn dàoqī hòu néng ná huí běnqián.

When the bond matures, you get your principal back.

年轻就是你最大的本钱。

Niánqīng jiùshì nǐ zuì dà de běnqián.

Being young is your greatest asset.

我邻居说他是个富翁。

Wǒ línjū shuō tā shì gè fùwēng.

My neighbor says he's a rich man.

他靠股票赚了一百万，成了富翁。

Tā kào gǔpiào zhuànle yì bǎiwàn, chéng le fùwēng.

He made a million from stocks and became a millionaire.

我们接受支票。

Wǒmen jiēshòu zhīpiào.

We accept checks.

支票是纸做的。

Zhīpiào shì zhǐ zuò de.

Cheques are made of paper.

小公司也是纳税人吗？

Xiǎo gōngsī yě shì nàshuìrén ma?

Are small companies taxpayers too?

纳税人每年都要申报收入。

Nàshuìrén měinián dōu yào shēnbào shōurù.

Taxpayers have to declare their income every year.

出国前我换了一些外币。

Chūguó qián wǒ huàn le yìxiē wàibì.

I exchanged some foreign currency before going abroad.

海关要求申报超过一万元的外币。

Hǎiguān yāoqiú shēnbào chāoguò yí wàn yuán de wàibì.

Customs requires you to declare foreign currency worth more than ten thousand yuan.

老股民说，别借钱买股票。

Lǎo gǔmín shuō, bié jièqián mǎi gǔpiào.

An experienced share trader says not to borrow money to buy stocks.

股市大跌，股民都很着急。

Gǔshì dàdiē, gǔmín dōu hěn zháojí.

The stock market crashed, and investors are all anxious.

个人所得税什么时候申报？

Gèrénsuǒdéshuì shénme shíhou shēnbào?

When do we have to file the personal income tax return?

工资里已经扣了个人所得税。

Gōngzī lǐ yǐjīng kòule gèrénsuǒdéshuì.

Personal income tax has already been deducted from the salary.

借条上写了还款日期吗？

Jiètiáo shàng xiěle háikuǎn rìqī ma?

Does the IOU have the repayment date on it?

还完钱，记得要回借条。

Hái wán qián, jìde yào huí jiètiáo.

After you pay the money back, remember to get the loan receipt back.

他给我写了一张欠条。

Tā gěi wǒ xiěle yì zhāng qiàntiáo.

He wrote me an IOU.

借钱最好让对方写欠条。

Jièqián zuìhǎo ràng duìfāng xiě qiàntiáo.

When you lend money, it's best to have the other person write an IOU.

你应该调整一下投资组合。

Nǐ yīnggāi tiáozhěng yíxià tóuzīzǔhé.

You should adjust your investment portfolio a bit.

理财顾问帮我设计投资组合。

Lǐcái gùwèn bāng wǒ shèjì tóuzīzǔhé.

The financial advisor helped me design an investment portfolio.

他每月要还抵押贷款五千块。

Tā měiyuè yào hái dǐyādàikuǎn wǔ qiān kuài.

He has to pay five thousand yuan on his mortgage loan every month.

抵押贷款的利率最近又涨了。

Dǐyādàikuǎn de lìlǜ zuìjìn yòu zhǎngle.

Mortgage loan interest rates have gone up again recently.